Financial planning for people with chronic diseases is complicated and multifaceted. Start by building a team of people to help.
The policy rationale for disability insurance is sensible. If you are disabled (either in the short-run or long-run) and unable to work, government support is highly beneficial in reducing inequality. Whereas other policies to redistribute income (e.g., welfare, unemployment insurance) may reduce inequality, they also may have the unintended consequences of reducing incentives to work. […]